Financial Intelligence for MSMEs

Your CA Tells You What Happened. This Tells You What To Do.

10 financial modules built for Indian MSMEs. Credit risk scoring, payment optimisation, GST health check, cash flow forecasting, bank reconciliation. Works alongside Tally.

Start 30-Day Pilot → 📄 Single Entity 📄 Multi-Entity

The Problem

You Know You're Profitable. You Just Can't Prove It.

25-30% Receivables OverdueNo credit scoring, ₹10L credit on gut feel

GST Penalty: ₹50K+/yearITC mismatches, late filings, interest compounds daily

Cash Flow Surprise MonthlyTuesday: ₹12L. Friday: need ₹18L. No forecast.

Bank Recon Takes 3 Days500+ transactions matched manually, audit finds discrepancies

The Solution

10 Modules. Built for Indian Compliance.

🎯

Credit Risk Scoring

Score 0-100 per customer. 6 weighted components. Risk tiers with credit limit recommendations.

💡

Payment Optimisation

Early payment discount ROI. Priority scoring when cash is tight. Cash allocation algorithm.

📈

Profitability Analysis

Product margin by SKU. Customer profitability. Pareto 80/20. Loss-making flags.

📅

Compliance Calendar

All deadlines: GST, TDS, PF/ESI, Advance Tax. Traffic-light status. 3-day early warning.

💰

Working Capital

DSO + DIO + DPO = Cash Conversion Cycle. Actionable improvement targets.

🏦

Bank Reconciliation

Match confidence scoring. Handles cheques, direct debits, bank charges. Audit-ready report.

How It Works

Daily, Weekly, Monthly Workflows

Daily: 5 Min

Compliance Calendar, cash position, credit risk alerts, bank statement upload.

Weekly: 30 Min

AR Aging follow-up, payment optimisation, GST health check.

Monthly: 2 Hrs

Bank recon, profitability analysis, financial ratios, GST filing.

Quarterly: Half Day

Credit scores, working capital deep-dive, TDS return, advance tax.

See It in Action

Application Screenshots

GST Summary — Monthly Output, Input Tax Credit, Net Payable

Financial Dashboard — AR/AP Aging, Working Capital

Multi-Entity Finance — Per-Company Compliance

Credit Risk Scoring & Payment Optimisation

The Business Case

What You Gain

40%

Lower bad debt exposure

₹50K+

GST penalties avoided

3 Days→Hours

Bank recon time

Financial modules integrated

Who It's For

Built for Your Industry

Manufacturing MSMEs

₹5-500 Cr, complex GST, heavy receivables.

Distributors

High transaction volume, retailer credit management.

Finance Teams

Daily compliance + monthly reporting + quarterly reviews.

Business Owners

Cash, profitability, risk — one dashboard.

Ready to Start?

Stop Finding Out About Problems After They Happen

Single Entity: ₹2,499/mo · Multi-Entity: ₹4,999/mo. Part of Operations Suite from ₹6,999/mo.

Start 30-Day Pilot → See All Pricing