Reads your Tally or Zoho Books and shows you, week by week for the next 13 weeks, when cash will run short and what would close the gap: which customers to call, which bills can wait, what the bank will lend against your stock and debtors. One company, or any number of companies with a combined group view. Runs on your own PC, and only reads your books — it never writes to them, and they never leave the PC.
Expected, low and high cases from your own customers' payment habits; the first short week, and what would close the gap.
Customers ranked by money at risk, not by amount alone, with the message to send. For a micro or small manufacturer, the MSMED Act interest you are owed.
Statutory dues first, then micro and small suppliers before their legal limit, then the rest — filled against this week's money.
A credit score and a suggested limit for each customer from their own record, and which to keep, fix or drop on what they really earn you.
Monthly profit and break-even; margin by item and customer; costs rising faster than prices, customers on old rates, discounts creeping up.
The drawing power statement, every facility and EMI, three years' CMA projections and the ratios the bank tests — from the books.
From Tally directly, from Zoho Books with read-only access you grant once, from Busy, Marg or any software's reports, or a database. One click each morning.
Data Health says what your books support for Cash, Credit, Profit and Bank, what is estimated meanwhile, and how to fill each gap.
How each customer really pays and each supplier is really paid, from the bills in your books; the costs that repeat each month; what each item costs you.
Every open bill on its due date plus that party's usual delay, sales not yet made from your own history, salaries, EMIs and tax dues on their dates — 13 weeks ahead.
A machine, a branch, a large order on credit, a price change, a loan: each tested against your margins, cash and bank limits before you commit. The Watchdog flags what looks wrong in the books.
Raw material on credit, customers on longer credit, a cash credit limit against stock and debtors.
Thin margins, many suppliers, retailers who stretch their credit — and the stock that ties up the limit.
Any number of companies, from Tally and Zoho Books together, combined with the trade between them taken out (Multi-Company).
Every figure traced back to the vouchers, every method written out, every screen to Excel.
Single Company: ₹2,950/mo · Multi-Company, any number of companies: ₹5,900/mo (incl. GST). Annual billing gives 2 months free. 30-Day Paid Pilot — ₹5,900 incl. GST, includes full installation, training, and direct support. Part of ShivAI Suite: add Manufacturing Planner or Distributor Inventory Planner in the same application — a bundle with Finance costs 20% less than its modules bought apart. 3 users included; an extra user is ₹590/mo.